Earning returns up to 9.2% on secured business loans**

We have funded a total of


Our Vision - enabling affordable lending to SMEs at interest rates equivalent to or better than bank rates on more favourable terms

How it works?

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registered potential lenders Apply Now

Direct benefits for Investors

  • Attractive and stable returns
  • Insured against the insolvency of obligor (in certain cases)
  • Secured credit with personal guarantees
  • No Investor losses
  • Yearly audited by a top international accounting firm
  • First loss protection - we invest with you
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investors lent to businesses


and more A$ investments available*

In 2015, Marketlend arranged credit for my business. The process was quick, and the customer service was outstanding. Marketlend enabled our business to take the next step and we are indebted to them for providing this avenue to capital. I continue to use Marketlend and I am very happy with their service.


KMC Technology Australia

borrowed A$65,000 from 35 investors

I went to my bank and Marketlend at the same time. Marketlend was quick and efficient While my bank was still reviewing my credit, I was already able to use the funds on my line of credit provided by Marketlend. Marketlend's customer service is second to none, every step of the way, they talked to us and after settlement we have obtained full support. We did get bank funding and it compliments the line of credit provided by Marketlend.


Prodoz International

borrowed A$ not disclosed from greater than 100 investors

Direct benefits for Borrowers

  • Established network of investors
  • Competitive Rates
  • Quick
  • Secure alternative to a bank
  • Transparent
  • No property security required
Apply Now

January 2022

Quick Statistics

$ loans funded

NO Marketlend investor has suffered a loss

loans fully funded

Thinking of borrowing?

Trade notes —
instant liquidity

You can sell your investment at any time
on our vibrant loan exchange or buy investments
immediately and get returns

Buy or Sell Now

Why choose Marketlend?

Transparency, first loss investment by Marketlend and positive operational reviews by Deloittes Accounting and Clifford Chance legal.

While the technology banking threat is in its infancy, there has been staggering growth in peer-to-peer and other forms of lending overseas and it would be naive to think it can’t happen here.

With interest rates remaining low and the sharemarket falling into correction territory, the emerging Australian peer-to-peer lending market is attracting attention.Returns of about 10 per cent a year are on offer to investors who fund a basket of loans, although lenders are right to consider the capital risk.

The value of loans made through peer-to-peer lending platforms in Australia will surge to $22 billion in the next five years, says investment bank Morgan Stanley, forcing the big banks to speed up investment in new technology.

Marketlend is the first peer-to-peer online lender in Australia to combine direct lending with insurance and margin protection.


The first of its kind in Australia, Marketlend is an online marketplace that facilitates prompt lending in a secure environment. Focusing on peer-to-peer lending in Australia, we cut out the middleman (bank) and provide a direct link between businesses and investors. As a stable online platform, Marketlend still provides the peace of mind that comes with loss protection (we invest and accept losses of at least 1% of the loan) and insurance in certain circumstances with the benefit of a quick, effortless process. Acting as the connection between credit worthy businesses and sophisticated investors willing to invest, we can help our users gain access to a fast and easy peer to peer loan process that will not only save you time, but money too. Avoiding the middleman by means of social lending can mean lower rates for borrowers, and potentially stronger returns for investors. All the while our team will minimise the risks as much as possible and invest with you.


At Marketlend, we know security is one of the most important factors for both lenders and borrowers. That is why we ensure a secure online solution that protects our users. People taking advantage of our peer 2 peer lending are ensured a solution that is fast, simple and safe. For investors, we make social lending a more secure investment choice with insurance and loss protection available on eligible loans. Any applicant applying for P2P loan options are checked by Marketlend, spoken to before the listing, personal guarantees obtained, executed agreement is provided and their information is confirmed. Providing grading assessment we identify the expected repayment and yield, before facilitating the listing of the business loans. For security, we place a personal property interest on the company, on goods purchased, invoices purchased, register a direct debit payment plan, call the borrower, place the borrower on a credit watch alert system and audit all documents.


To learn more about Peer-to-Peer solutions and how they can benefit you, please browse our site or get in contact with us directly on +61 (0)2 8006 6798.




** Rate quoted is an annualised return based on capital utilised by the SME, less fees. The rate quoted is the calculation of all loans rates of return from inception up to 30 March 2017, and it assumes an investor participated in each SME loan for the same amount per SME. The rate is a weighted average rate and may vary depending on loan amounts and utilisation of capital. The rate is determined on a calculation may differ depending on the term of the loan to the SME by the lender. Utilisation of the capital lent will significantly affect the rate of return and rate of return may be lower if capital is unutilised. For more details on rates of return please check our rates and fees webpage and our statistics page.

*Past returns are not a reflection of future returns. Any unrepaid capital is at risk of arrears or default.  This means you may lose some or all of your capital in the event of a default. Insurance is not available on all investments and only pays the principal advanced less a deductible on a valid claim after insolvency of the underlying obligor that is insured. If the loan listing is a debtor finance line of credit, the debtors are the obligors not the business seeking the line of credit. Investment Interest rates may assume payments received are continually reinvested at the stated rate and assume your investment is protected by provisions, and insurance in the event of any borrower late payment or default, however, there is no guarantee nor warranty as to any protection from Marketlend or that the provisions or insurance or both will cover all of your investment if there is a default. The Public Information Booklet explains the risk of investing in more detail and should be read prior to investing. It is available here: Product Information Booklet

Marketlend is a wholly owned subsidiary of Tyndall Capital, Authorised Representative Licence holder 415909, and is regulated by the Australian Securities and Investment Commission. *